easypaisa – a digital bank for Android

easypaisa is a digital banking and finance app by Easypaisa Bank Limited that lets users manage money, transfer funds, pay bills, save, invest, and access loans entirely from a smartphone. Designed to remove the need for physical bank visits, the app consolidates everyday financial tasks into one interface, from sending money to any bank account or mobile wallet to topping up prepaid connections and paying utility bills. It has been available since 2016 and has grown into a widely used financial tool, with the current version 2.10.11 released in late October 2026. That update focuses on enhanced security features and overall improvements, building on a foundation that already includes biometric verification and no hidden charges on transfers or payments. For newcomers, the app acts as a full-service financial companion, offering a monthly account limit of up to Rs. 25 lakh and a sign-up reward of Rs. 100. Beyond core banking, it also supports charitable donations to over 60 trusted organizations, with easypaisa adding 5% to each donation (Rs. 1 for every Rs. 20 given). The app further introduces Term Deposits, allowing users to invest in plans as short as seven days with guaranteed profits, making it an accessible entry point into digital savings and investing. With features like QR payments, insurance starting at just Rs. 1, and even food ordering and travel bookings, easypaisa positions itself as a versatile daily finance hub rather than a simple payment tool.

Key features

• Transfer money to any bank account, easypaisa account, mobile wallets like JazzCash and SadaPay, WhatsApp, CNIC number, or via Raast Transfer
• Pay utility bills for electricity, gas, telephone, internet, water, and government fees with in-app reminders
• Subscribe to 275+ mobile packages for Telenor, Zong, Ufone, and Jazz, including data, SMS, and call bundles
• Apply for easycash loans from PKR 200 to PKR 25,000 without documents, with repayment terms of at least 60 days and a max APR of 32% to 40%
• Start investing with Term Deposits featuring plans as short as 7 days and guaranteed profits
• Save with daily rewards diamond plan offering up to 9.5% annually and use savings pockets for goal-based saving
• Scan and pay at merchants nationwide using QR codes, including Raast QR compatibility with other banking apps
• Top-up Daraz or M-Tag wallets with discounts, invite friends for cashback, and participate in prize competitions

How to install

1. Tap the download button on this page to get the APK file; the file size is not specified, and the app requires Android 8.0 or higher.
2. When Android prompts you, allow your browser or file manager to install apps by enabling the 'Install unknown apps' setting for that app.
3. Open the downloaded APK file from your notifications or file manager.
4. Tap Install on the installation screen and wait for the process to complete.
5. Open the easypaisa app from your home screen or app drawer and follow the on-screen setup steps.

Latest changes · 2.10.11

Version 2.10.11 of easypaisa – a digital bank introduces enhanced security features and general improvements. The update focuses on strengthening the app's protective measures, likely refining authentication and transaction safeguards. Users can expect a more secure environment for managing money, paying bills, transferring funds, and using other banking services within the app.

This app is well suited for individuals in Pakistan who want to handle everyday money tasks without visiting a bank branch, including those who regularly send money to family or friends, pay multiple utility bills, or buy mobile packages. It also appeals to first-time digital banking users who want a single app for saving, investing in short-term deposits, and accessing small loans, as well as people interested in making charitable donations conveniently.

For a smoother start, set up bill payment reminders within the app so you never miss a due date, and consider linking your debit card to add cash easily before making your first transfer.

easypaisa delivers a remarkably comprehensive digital banking experience, covering transfers, bill payments, mobile top-ups, savings, investments, and loans in a single app. Its strengths lie in the breadth of services, free instant transfers, and security enhancements from the latest update, though the high loan APR and extensive permissions may give some users pause. Overall, it is a practical and feature-rich choice for anyone in Pakistan seeking to simplify their financial life, provided they are comfortable with the app's access requirements and focus on the local market.